Retirement Goals
Pave the Path to Your Dream Lifestyle
Essential Focus Areas for Retirement Planning
Debt Management: Proactively settle debts to reduce financial stress during retirement.
Future-Proof Savings: Create a diverse portfolio that balances growth and security.
Healthcare Readiness: Invest in health funds to ensure you're prepared for aging-related expenses.
Lifestyle Planning: Align your financial goals with the retirement lifestyle you envision.
Financial Independence: Build assets that can sustain you without relying on others.
Retirement Is the Time to Write the Next Chapter of Your Life
We at Rubik Wealth know that retirement is a very unique path. Making a life where money worries don’t control your choices is what it’s about. We’re here to make sure you’re not only ready for this exciting stage, but also have the power to make the most of it.
Our financial advisors are experts at helping you get out of debt so that you can start your retirement with nothing but a clean slate. We make sure you can keep up the standard of living you want by giving you personalized plans to increase and safeguard your wealth. We create plans that help you with every part of your retirement, from taking care of your health care needs to making plans for fun things to do. Rubik also helps you lay out your will, so you can rest easy knowing that your family will be taken care of once you pass away.
With Rubik Wealth, you have a peace of mind, knowing that your goals and dreams are within reach.
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Frequently asked questions
What is retirement planning, and why is it important?
Retirement planning involves setting financial goals and creating a strategy to Ensure you have sufficient income to support your desired lifestyle. After you stop working, this process is crucial for achieving economic independence and security during retirement.
When should I start planning for retirement?
It’s best to start as early as possible. The earlier you begin, the more time you have to benefit from compound growth, which can significantly increase your retirement savings.
How much money will I need for retirement?
The amount depends on factors like your desired lifestyle, life expectancy, healthcare needs, and inflation. A general rule is to aim for 70-80% of your pre-retirement income annually during retirement.
What if I’m starting late?
It’s never too late! Prioritize saving, invest aggressively (if your risk tolerance allows), reduce expenses, and consider delaying retirement to maximize your savings.